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Do You Need Travel Insurance?

No matter how much you might be looking forward to your next trip, it can be a nerve-wracking experience. After all, what if something goes wrong?

What if the weather or the traffic conspires against you? What if there’s a medical emergency during your stay? There are so many things that could go wrong, and for some people, this is the main reason they don’t travel.

However, it doesn’t have to be this way. You always have the option to ensure a smooth trip with travel insurance and know that you are always covered along the way.

The importance of having travel insurance is often overlooked by people who plan a vacation. So, let me explain to you what you are missing if you don’t get travel insurance.

What Is Travel Insurance?

Travel insurance is typically purchased by people who are traveling to protect themselves and their belongings in the event of an emergency.

Policies are typically priced on the basis of a few factors: age, destination, level of coverage, type of emergency, and length of travel. Also, pricing for travel insurance varies wildly between providers.

The average cost ranges from $100 to $1000 depending on your pre-booked trip cost. Most travel insurance policies cost you 3% of the total trip cost. Also, it depends on you what coverage you would be looking for.

Here are the main reasons why you have to get travel insurance:

Passport and Baggage Loss

This is the last thing you’d want to happen while you’re traveling. But if you have travel insurance, you are in luck because they can provide you with a range of services to help you out if anything goes wrong. Your insurance will cover all the costs of duplication of your documents or getting a new one. If your items are missing, you will be compensated with an approved limit, and if your baggage is delayed, you will be refunded for the things you need to buy for the time being.

Delayed or Cancelled Flight 

This is a common problem nowadays. It may be the airline’s mistake, personal or a natural hazard. If any family emergency can compromise your schedule, you need to cancel your flights. Whichever the case is, you will be refunded or reimbursed for a certain amount depending on the insurance policy. All the amount you already paid for your tickets and accommodation bookings will be reimbursed to you.

Credit or Debit Card Loss

There has been a rise in credit card skimmers in the past years. It is very scary to lose your credit or debit cards in a place you might not get the help that easy. If you have travel insurance, you definitely no need to worry about this. You can refund the money which you lose because of some fraudulent charges.

Medical Emergency Evacuation

If you have a medical emergency and need to be transported from the incident to the hospital, you don’t need to worry about any costs. And in case that you have been admitted to the hospital already, and there is a need to take you back to your country for additional medications, the travel insurance will cover all of its cost.

Many people take it for granted that travel insurance is just something they buy when they are going on a trip. However, it is essential to have this coverage if something happens to you while traveling.

The importance of having good travel insurance cannot be stressed enough, as accidents and emergencies can happen at any time.  It is not worth the risk to leave your safety in someone else’s hands when you can easily purchase a policy.

Having travel insurance will help you to have peace of mind. It provides cover for unforeseen circumstances that may arise in the course of your trips, such as medical expenses, baggage loss or delay, and flight cancellations.

The importance of having good travel insurance cannot be stressed enough, as accidents and emergencies can happen at any time. It is not worth the risk to leave your safety in someone else’s hands when you can easily purchase a policy.

I am hoping that I helped you understand what you need to know about the importance of getting your own travel insurance before traveling anywhere.

By |2021-07-05T07:41:57+00:00July 24, 2021|Blog, Travel, Travel Ideas, Travel Tips|Comments Off on Do You Need Travel Insurance?

What is the Best Mode of Transport if You Are Traveling Across the USA?

The US is a huge country, and you probably want to get from A to B without getting lost in between. The best way to do this is to choose a mode of transport that won’t leave you totally lost in a foreign land. From flying to driving to taking the train, here’s our guide to the best ways to travel across the USA.

Different Modes of Transportation

The United States is one of the most diverse countries in the world, and that diversity comes to life in the thousands of road trips it hosts each year. There are plenty of different options for enjoying the country’s signature landmarks and scenic expanses, depending on your needs.

The best mode to travel across the USA is by plane. However, if you are in a rush, then you are better off taking a train. If you are carrying around a lot of luggage with you, you are better off taking a bus. If you are on a trip where you are unsure how long you will be in the USA, you are better off taking a car.

Still, undecided? Check out the following reasons why you should or perhaps not take this particular mode of transport:

• Should I just travel by air? Flying is definitely the best way to travel if you are a business person or a normal person who likes traveling to other cities. It’s also a quick and convenient way of traveling from one city to another. The only disadvantage of this mode of transport is its high cost.

• Should I just travel by train? If you are traveling across the US, there is no better mode of travel than the train. It’s reliable, safe, and an environmentally friendly form of transport. And while it’s not the most comfortable way to travel, it is the cheapest, with the best price-per-mile ratio. Most importantly, it’s the fastest way to get from city to city and from town to town.

• Should I just take a bus to travel across the US? A bus is the cheapest and most comfortable way to travel across the USA because the speed limit is about 60 mph (96.56 km/h). If you travel 6,000 miles (9,656.06 km), it will cost $1,842, the average fare $108, and the bus will take you 4 days. If you travel the same distance by car, it will take you 8 days and cost you $2,562. The bus will take you 2 hours long and cost you $90 more.

• Should I just travel by car? In the United States, it is easy to see why a car is the most popular means of travel. The country has a well-developed road network and a good highway system, and the economy is strong enough that most Americans have access to cars, trucks, SUVs, and minivans. While driving is a great way to see the country, you should consider other options for reaching your destination.

Being one of the largest countries in the world, it is no longer surprising to know that there are a number of modes of transport that are frequently used for traveling across the country. It is possible to use each of these modes in different parts of the country, depending on your needs and preferences.

Before You Start Your Journey…

In the past few years, more and more people have been visiting America’s most popular destinations. The main issue many travelers face when visiting the United States is choosing the most appropriate mode of transport. If you are looking to visit the country, you have a number of options to choose from, and each has advantages and disadvantages. If you are planning to travel across the US, there are some things that you should consider.

One factor that you should also think of is the mode of transport you will be using. The two most common forms of transport across the US are either by car or by plane. Both are not bad for traveling, but the latter is the best option in terms of comfort, safety, and time. Whether it is a short trip around town or a long journey across the country, there is a mode of transport that will suit you.

By |2021-07-05T07:34:13+00:00July 9, 2021|Blog, Travel, Travel Tips|Comments Off on What is the Best Mode of Transport if You Are Traveling Across the USA?

Traveling to Costa Rica? Here’s What You Need to Know

Costa Rica is one of the many countries in Central America with a lot of natural beauty and wildlife. In addition, they have some great beaches and other tourist attractions. However, before you start planning your trip, there are some things that I would like to share with you about Costa Rica, as well as what you should do when you get there so that your trip goes smoothly without any glitches along the way.

Costa Rica has long been known as a pure-life country. It is a perfect place for nature lovers. A big part of the country is a wildlife habitat with incredible nature. They have the most visited beaches along the Caribbean and Pacific coast because of their pure fauna.

There is no doubt that Costa Rica is a beautiful country, but some places can also be unsafe. There are many reasons that people visit Costa Rica, but there are also some risks involved. Therefore, let me provide you some guidelines on what you should prepare and consider when you travel to Costa Rica, especially during this coronavirus global pandemic period.

Is It Open for Tourists?

Costa Rica has opened up its tourism since November 2020. The Nation had already limited its restrictions for the fast weeks and started developing an electronic traveler’s visa to encourage tourists who are making great contributions to their local economy.

Who Are Allowed to Enter the Country?

Costa Rica has opened its gate for everyone. However, due to the pandemic. There are still restrictions, and everyone must follow the standard visa regulations of the country.

Although they don’t require a negative Covid-19 test result, all incomers should accomplish a health pass 72 hours before traveling.

Travel Insurance Needed

All tourists bound to Costa Rica must have a travel insurance coverage of any probable quarantine facility of up to 2,000 Dollars and about 5,000 Dollars for any Covid-19 related medical expenses. All documents must have certification with English and Spanish version. If your insurance doesn’t cover this kind of policy, there are some suggestions which you will find when you fill out the health pass that you may consider doing. Tourists who are already vaccinated are not exempted and are still required to have the same insurance policy.

Costa Rica Nationals and Residents may be put on self-quarantine upon arrival depending on their health conditions and other COVID-19 related circumstances. However, tourists traveling by land are already reopened for Nationalities who don’t need a visa entry.

Covid-19 Situation in Costa Rica

As of the 19th of June, this year, there are nearly 350,000 total cases on Covid-19 and 4,459 deaths. All travelers must follow the standard health regulations like wearing masks and keeping 6 feet (1.83 meters) away from each other. Even the already fully vaccinated tourists may still be at risk for acquiring and transferring COVID-19 variants. Therefore, everyone must follow the health protocols implemented in all areas wherever they go in the country.

What You Should Expect as A Tourist

Costa Rica is starting to go back to normal, although there are still restrictions depending on the actual situation of the place you chose to visit. The beaches and national parks have limited open times, open from 9 AM until 6 PM, and can only allow not more than 50% of its capacity. The bars and restaurants are open until 11 pm, same with other business establishments. However, the clubs are still closed, and events with big groups are not still allowed. In addition, the country has implemented a night curfew starting from 11 PM5 AM until 5 AM. Hotels are allowed to have a maximum of 75% of their capacity.

Please also note that before you enter Costa Rica, you will have to book a two-way ticket because it will be asked when you pass by the immigration. They normally grant 90 days stay in the country for many nationalities.

Also, you must always carry a copy of your passport and other travel documents wherever you go because the authorities may stop you for some reason and ask you for your documents. If you are traveling by vehicle, you must carry your original passport and driver’s license with the tourist stamp with you all the time.

Please follow every rule so that your vacation will be hassle-free and enjoy the beautiful place. Keep safe!

By |2021-07-05T07:29:17+00:00June 23, 2021|Blog, Travel, Travel Tips|Comments Off on Traveling to Costa Rica? Here’s What You Need to Know

Do You Need Health Insurance When You Travel?

Do you need health insurance when you travel?

Traveling outside your country is one of the very exciting experiences that most of us dream of, but what will you do if unpredictable illnesses and accidents happen during your trip?

Nobody wishes to get sick while on a trip. However, under unexpected circumstances, sickness or injury that can happen is the most devastating thing that can destroy your trip.

To solve these worries of yours, there comes the Travel Health insurance, which is created to assist you with these unexpected cases.

What is Travel Health Insurance?

Travel health insurance is a type of medical insurance that insures travelers against medical care costs when they are on vacation abroad.

With travel health insurance, travelers can go on vacation without worrying about how they will pay for their medical expenses if something happens while they are overseas.

It’s a good idea to have this type of coverage because people with pre-existing conditions may not be able to purchase an international health plan from their provider or their country.

Travelers can get this type of coverage through private insurers, online providers, and other insurance agents.

What are The Benefits of Having Travel Health Insurance?

Travel insurance provides the essential coverage for travel accidents and medical emergencies. It can be incorporated to a traveler’s itinerary or purchased separately. A lot of people are opting for the latter because it gives them more freedom of choice on where they want to go, how long they want to stay, and what they want to do while they are there.

Travel health insurance pays for any emergency medical expenses throughout your trip.

If you are on a travel and unexpected sickness, medical condition, or injury occurs, that will be covered by your insurance, and you can reimburse all the expenses included in the insurance policy category you fall under.

Here are the most common charges that Travel Health Insurance covers:

  • The Ambulance service from the incident to the hospital
  • The Doctor’s Fees
  • The operating room charges and the Hospital fees
  • Laboratory tests, prescribed examinations, x-rays, treatments, and anesthetics
  • Prescription Drugs and medicines
  • Dental care expenses, which are subject to the insurance limit policy.

However, here are the events that may not be covered by your travel health insurance policy:

  • Drug intoxication at your fault
  • Hazardous activities at your fault which resulted to any injury and medical treatment

Pre-existing medical conditions

Also, here are some more medical expenses that most likely not covered in the travel insurance policy:

  • Repetitive medical examinations like immunizations and vaccinations (Though vaccinations now required due to the Global Covid-19 pandemic situation)
  • Bypass surgeries
  • Tissue or organ transplants
  • Medical appliances and Corrective devices like eyeglasses, contact lenses, and dental devices.

A lot of people are wondering what the use of travel health insurance is. When you go for a trip, it is important to get travel health insurance because it protects you from unforeseen circumstances. It provides security in case things go wrong with your health while you are away from home.

Traveling can be risky, but there are many ways to reduce the risk of accidents and health problems. One way to avoid accidents or health problems is to make sure you have a confidential travel health insurance policy with coverage for emergency evacuation.

Travel health insurance is a type of medical insurance that protects you and your family during your trips abroad. Travelers are at high risk of getting sick or injured while on the road. This is why they need to protect their interests by getting covered with this type of insurance before embarking on their journey.

I highly recommend you purchase one if you have any type of pre-existing medical condition or if you are taking any type of prescription medication that may not be available in other parts of the world. I believe that travelers need to be insured in case they need to go to a hospital abroad for any reason. It is always better to be safe than sorry!

 

 

By |2021-07-05T07:21:21+00:00June 8, 2021|Blog, Travel, Travel Ideas, Travel Tips|Comments Off on Do You Need Health Insurance When You Travel?

Why Are There So Many Expats Nowadays?

There are many reasons why there are so many expats nowadays. As a start, many people want to experience new cultures and lifestyles. They also want to learn about other countries and the way they live their lives. And nowadays, more and more people move abroad for better life opportunities that are not available in their home country.

Moving abroad has many benefits for people of all ages, but there are specific benefits that apply to certain groups.

While these benefits can vary from person to person, the following list shows some of the most common:

Develop And Learn New Culture and Different Way of Life

Moving overseas can be an excellent way to learn about different cultures and explore different ways of life. Meeting new people from different cultures can actually broaden your horizons and change your life for the better. Also, many expats found it beneficial for their mental health as it helps them develop both their knowledge and understanding of different cultures. Living in a foreign country helps you grow and see the world from different perspectives. Learning about new cultures can open your mind to new perspectives and beliefs. It can also help you understand your own cultural values better. And as the world turns smaller now, being knowledgeable of different cultures is a great tool to develop your well-being.

Better Career Opportunities

Generally, the core reason why there are many expats nowadays is because of work. May expats chose to work abroad because of better job opportunities, and some country’s tax systems are more flexible, which give them more take-home money. Many countries also hire foreigners who give longer vacation days, so expats find it great to get a long vacation in their home country. Many expats find themselves greater chances of flourishing in their career abroad.

Acquire and Develop New Language

As hard as you may think, learning a new language is difficult, but being in a country where the majority of all people speak it fluently will make it easier for you to adopt and advance your language skills quickly. Learning all of these is such a liberating experience, and surprisingly, it really helps boost confidence to many people. As you travel to more countries, you will find yourself speaking more languages. In some cases, it might work for you to stay in the country where you adopt the language easy because this means you’ll get a better chance of getting employed as well.

Prospecting Better Education 

Most expats who have children move abroad with the goal of giving them better quality education. They believe that there are better countries around the world with higher quality education. The main reason why expats go abroad to get a better education for their kids is that they want their children to have a more worldly perspective. It’s important that the children of expats get exposed to the world and learn about different cultures, not just the ones they were born into. Most expats also want their kid to learn another language or study in another country with higher-quality schools than what they can find at home. And generally, we all know that overseas education provides more career prospects.

Wider Business Opportunity

Many successful businessmen’s stories in the golden age are still an inspiration to many businessmen today. More and more businessmen are still moving abroad for greater opportunity to trade and introduce new products to the country. This helps them to increase competitiveness and develop their business in the global market. Many businessmen expats chose to stay in the country where they venture to grow their business and have a better life for themselves and their families.

In a world where the gap between rich and poor is growing, there are many reasons why people go abroad to experience a better lifestyle. It might be for work or to find peace of mind.

While many expats have the chance to live abroad, language barriers and cultural differences often make it difficult for them to adapt. However, these days, you’ll realize that it’s easier. A few have success stories about how they were able to move overseas and thrive in their new environment, sometimes even finding love in the process.

By |2021-07-02T15:51:12+00:00April 27, 2021|Blog, Travel|Comments Off on Why Are There So Many Expats Nowadays?
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